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Buying a home is the largest and most important purchase most of us will make.  When it comes to finding the best mortgage to finance your home, make sure you benefit from independent professional advice. 
As a mortgage broker, I have access to over 50 lenders, including major banks, trust companies, credit unions, as well as private lenders.  In all, I have access to hundreds of mortgage products. 

The Lowest Interest Rate
The interest rate is only one of the factors that will impact the overall cost of your mortgage.  It is not necessarily about getting the lowest interest rate – rather, it is about getting the best value mortgage.  I will help you evaluate all the other factors that affect the cost of your mortgage, such as amortization, term, payment amounts and pre-payment plans, so that you get the best value for your investment. 

The Best Mortgage 
There is no such thing as the best mortgage for everybody – when it comes to mortgages there are no “cookie cutter” solutions. My main goal as a broker is to understand your needs and goals as the property owner.  Based on your individual circumstances, property type, location, and use, I will help you find the most suitable product and lender for you.  Each lender has a different focus, and I can match your requirements to the right lender.  I have access to products with features for: 

  • First Time Home buyers
  • Repeat Buyers
  • Self Employed 
  • New Immigrants 
  • Credit Challenged
  • Previously Bankrupt 
  • Debt consolidation 


I will evaluate with you the big picture and help you develop a personalized mortgage strategy.

Professional Advice at No Cost to You
Even though I work for you, I get paid by the financial institution.  Their finder’s fees reimburse me for bringing them trustworthy customers like you.  In very rare instances –if, for example, you have non-standard credit – a mortgage broker charges a fee, but in the vast majority of cases there is no charge to you of any kind.

Pre-Approvals
Before going house hunting, renewing your mortgage or re-financing, to save time and avoid disappointment, getting pre-approved is strongly suggested.  This will protect you from rising interest rates for up to 120 days and give you a price range to look at. Apply with us on-line, by fax or request a call back. 

Evaluation of your existing mortgage
Are you paying too much for your current mortgage?  Does it make sense to pay the penalties to get into a new mortgage?  Should you convert your variable rate mortgage into a fixed rate one?  Let me do a free mortgage evaluation for you.  I will analyze your current situation and help you decide whether you would benefit from making some changes. 

I am here to help you and provide you with independent mortgage advice you can trust.  I offer outstanding personalized service – my clients are my top priority!