Design your way forward

The Home Trust Secured Visa* allows you to take control of your future by building your credit rating

Low Rate VISA No Fee VISA

Key features and benefits

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Build credit

As long as you keep up to date with your payments, your credit rating will improve

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Shop and pay online

Use it as you would any credit card: shop online, pay bills and set up accounts online

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Flexible and convenient

Spend up to your deposit limit with the convenience and flexibility of a credit card

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Pay for what you use

You’ll only pay monthly interest when you carry a balance on your Secured Visa

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Choose no fee or low interest

Choose an annual fee of $59 and 14.90% interest or no annual fee and 19.99% interest

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Set your own limit

Your limit is set at the amount of your deposit and can range from $500 to $10,000

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Purchase Security

Insures eligible items1 against theft or damage for 90 days from the date of purchase

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Worldwide acceptance

Visa offers a secure and reliable method of payment in 200+ countries and territories

Benefits of a secured card

Prepaid cards can provide some of the convenience of a credit card, but there are differences between prepaid and the Home Trust Secured Visa.

HOME TRUST SECURED VISAPREPAID CREDIT CARD
Can improve your credit rating Does not improve your credit rating
Control spending limit with the amount of your deposit Needs reloading once balance is depleted
Accepted wherever you see the Visa logo Not accepted by all merchants

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